Insurance Cost Recovery

Insurance is supposed to be a safety net, but it is not always safe.

Insurance policies are complicated at best and interpretations can cut back on proceeds an insurance company decides to pay. Members of Wolf Wallenstein’s Insurance practice concentrate on representing individual and corporate policyholders from the earliest stages of policy language negotiations through claims, arbitration, and litigation.

Wolf Wallenstein attorneys advise clients on a wide array of insurance and risk management issues across diverse policy types, including commercial general liability (CGL), first-party and third-party property, business interruption and extra expense (BI/EE), environmental, construction, and directors and officers (D&O) coverage. We work to advise how to align policies with policyholder needs through favorable rates and terms, while avoiding gaps in coverage. We also provide counsel on legal requirements and regulations related to insurance.
When needed, we collaborate with clients to pursue coverage claims against insurance companies, including bad faith claims, in federal and state courts across the United States.

Our policyholder clients include real estate investors and owners, Fortune 500 companies, business entities, individuals, and others in California and across the country.

Policyholder Litigation

Wolf Wallenstein represents policyholders in coverage litigation against insurance companies, including the pursuit of bad faith claims, related to insurance policies providing coverage for CGL, property, BI/EE, environmental, construction, employment and D&O.


Represented behavioral care facility in coverage litigation involving CGL insurance requiring motion practice to dismiss federal court action filed by insurer in the insurer’s failed attempt to shift the dispute to federal court.

Represented multi-family building limited partnership and public pension fund in coverage litigation involving property insurance dispute involving $150M+ in damages.

Represented aerospace manufacturer in coverage litigation involving historical environmental insurance involving multiple facilities with different contamination and coverage characteristics.

Policyholder Counseling

Our firm advises policyholders on a wide-range of insurance issues and policies, including CGL, property, BI/EE, environmental, construction, employment and D&O.


Represented pipeline company in coverage dispute involving environmental liability insurance related to unintended pipeline upset that discharged pipeline materials into a neighboring waterway.

Represented private university in coverage dispute involving employment liability insurance related to class action employment coverage.

Represented law firm in coverage dispute involving D&O liability insurance related to defense and indemnity obligations resulting in complete payment of defense and indemnity.

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